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Houston Legal Blog
HOA directors and officers may be liable for their fiduciary duties
Many in a homeowner association (HOA) think that the directors and officers are the same. The waters are further muddied because the same people often switch between these roles. However, the distinctions are important. The role of a board of directors This group...
Studio 417, Inc
Physical Loss or Damage. A common insurance company tactic in response to insurance claims arising out of the Covid 19 pandemic has been to argue that all policies regardless of how worded require that the insured’s property be damaged to recover lost business...
Navigating the intricacies of cyber liability insurance coverage disputes
News of an investigation into a potential hack of Jeff Bezos' smartphone has rekindled a wide range of discussions regarding cybersecurity. For business owners and executives, it’s a reminder to review their company’s cyber liability insurance coverage. Cyber...
Why it’s vital to understand your D&O policy before you need it
To an established businessperson, director and officer’s insurance may seem like just another item on the liability checklist. If the company has a policy, you may feel protected. However, that may or may not be true. The personal and professional consequences of not...
COVID-19 Coverage
All Risks vs. Covered Perils Commercial property / business income insurance comes in two types, covered perils and all risk policies. Covered peril policies only provide coverage for specified risks. All risk policies provide coverage for any risk not excluded....
COVID-19 – Coverage for the Coronavirus Pandemic?
Civil Authority Action. Effective March 17, 2020, at 8am, the City of Houston declared that: (i) bars and nightclubs in the city of Houston must cease operations for 15 days; and (ii) food service establishments in the city of Houston must cease on-site dining service...
